Money Motion, the largest regional FinTech conference, will take place on March 11–12.
Consumers want to shop anywhere and anytime. Merchants want to see the money they earn in their accounts as quickly as possible. The ability to complete a transaction in under ten seconds has become the new standard in the eurozone—at least in recent months, since October 2025, when the obligation to provide instant payment services across the European Union came into force.
In addition to speed, the new standard ensures that the service cannot be charged more than traditional payments and that every service provider must also enable beneficiary verification. Verifying the recipient represents a major step forward in preventing financial fraud, which exceeded €4 billion in value in 2024. Moreover, beneficiary verification has proven to be a test of data quality and operational readiness for more than 3,000 banks, fintechs, and payment service providers across the eurozone.
Instant payments and security are no longer premium features—they are now basic functionalities of the financial world. This raises the question: what comes next for payments and the experience of business and private users? We briefly discussed this with two industry experts, while a deeper analysis can be heard on the stages of the region’s largest FinTech conference. The fourth edition of Money Motion, supported by leading industry brands—Mastercard, Monri, ASEE, Croatia Osiguranje, and A1 Hrvatska—will be held on March 11–12 at the Zagreb Fair. Tickets are available on the official conference website and via the Entrio platform.
Greater control and flexibility over personal funds
“The integration of instant payments, implemented last year, represented a significant technological and infrastructural undertaking for the eurozone banking sector, including compliance with high regulatory and security requirements. The European financial market is rapidly moving toward greater digital connectivity, efficiency, and service availability, shifting the financial industry toward a more open, competitive, and user-oriented system in which speed, transparency, and accessibility become the standard rather than an advantage,” said Damir Šljivar, Director of Digital Banking at Erste Bank.
He further emphasizes that the primary beneficiaries of these changes are users—individuals and companies who gain greater control over their funds, more flexibility in everyday banking, and safer and more efficient financial services.
Until recently, the sustainability of banks was a key concern, but now the focus turns to what’s next for those leading technological trends. This topic will be addressed by top executives of leading Croatian banks on the main stage of Money Motion.
Intelligent digital agents just around the corner
While popular culture still speculates whether cars will pay for fuel themselves or refrigerators will order and pay for missing groceries, leading payment technology companies are already building the future. That future is moving toward the integration of artificial intelligence and payment processes. It does not exclude the previously mentioned examples but implies a far greater revolution.
“With the accelerated adoption of instant payments, real-time value transfer is becoming a market standard. On this foundation, agentic commerce is developing—a market logic in which payment decisions are increasingly handled by intelligent digital agents. According to McKinsey projections, over the next ten years agentic commerce will transform the global economy, with intelligent digital agents managing billions of transactions worth between $3 and $5 trillion annually by 2030, relying in part on real-time payment infrastructure,” explains Damir Čaušević, CEO of Monri Payments and co-founder of Money Motion.
This topic will also be explored on the Money Motion stage with leading international experts, who will discuss realistic expectations for the next five to ten years, as well as the current state of development of this technology. Who has already begun development, and who is already testing prototypes?
Secure your ticket in time
The Money Motion conference brings together 3,000 participants annually and more than 700 companies. Over the two-day program, nearly 150 experts across five stages will share their knowledge and experience on the future of one of today’s most dynamic industries. A full list of speakers for Money Motion 2026, detailed program information, key benefits for attendees, and tickets at the current price of €289 are available on the official website: www.money-motion.eu.
